/* credible.co.zw — advisory-style layout in Credible Brands blue & orange */
:root{
  --ink:#0c2340; --ink2:#155a99; --text:#2b3548; --muted:#647089; --line:#e1e7f0; --soft:#eef4fb;
  --blue:#1e73be; --blue2:#3d8fe0; --orange:#fe6500; --orange2:#ff8a3d; --cream:#fff0e6; --creamline:#ffd2b3;
  --green:#1e73be; --night:#0c2340; --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--text);font:16px/1.65 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;color:var(--ink);margin:0 0 .45em;letter-spacing:-.02em}
p{margin:0 0 1em}
a{color:inherit;text-decoration:none}
svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;flex:none}
.wrap{max-width:1320px;margin:0 auto;padding:0 28px}
.center{text-align:center}

/* top bar */
.topbar{background:var(--night);color:#d4deef;font-size:13.5px}
.tb{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:42px;flex-wrap:wrap}
.tb-l,.tb-r{display:flex;align-items:center;gap:26px;flex-wrap:wrap}
.topbar span,.topbar a{display:inline-flex;align-items:center;gap:8px}
.topbar svg{color:var(--orange2)}
.topbar a:hover{color:#fff}
.tb-r a{color:#9fc4ea}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:96px}
.brand img{height:50px;width:auto;display:block}
.menu{display:flex;align-items:center;gap:4px;font-size:15px;color:#1f2937}
.menu a{padding:9px 13px;border-radius:12px;line-height:1.25;text-align:center;transition:background .15s,color .15s}
.menu a:hover{background:var(--soft);color:var(--blue)}
.menu a.on{background:#fff;border:1px solid var(--line);box-shadow:0 4px 12px -8px rgba(12,35,64,.3);font-weight:600}
.navtoggle,.burger{display:none}

/* pills & buttons */
.pill{display:inline-flex;align-items:center;gap:8px;padding:7px 18px;border-radius:999px;background:var(--cream);border:1px solid var(--creamline);color:#c24d00;font:700 13.5px/1.2 "Plus Jakarta Sans",Inter,sans-serif;letter-spacing:.09em;text-transform:uppercase;margin-bottom:22px}
.pill-dark{background:rgba(254,101,0,.12);border-color:rgba(254,101,0,.35);color:var(--orange2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:17px 34px;border-radius:14px;font:700 15.5px/1 "Plus Jakarta Sans",Inter,sans-serif;letter-spacing:.04em;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-2px)}
.btn svg{width:19px;height:19px;color:var(--orange)}
.btn-warm{background:linear-gradient(135deg,var(--orange2),var(--orange));color:#fff;text-shadow:0 1px 1px rgba(140,50,0,.35);text-transform:uppercase;box-shadow:0 16px 30px -16px rgba(254,101,0,.9)}
.btn-white{background:#fff;color:var(--ink);border:1px solid #dfe3ea;box-shadow:0 10px 24px -18px rgba(12,35,64,.5);letter-spacing:0;font-weight:600}
.btn-green{background:var(--blue);color:#fff;text-transform:uppercase;box-shadow:0 16px 30px -18px rgba(30,115,190,.9)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.2);letter-spacing:0;font-weight:600}

/* hero */
.hero{position:relative;overflow:hidden;padding:86px 0 96px;background:
  radial-gradient(900px 520px at 50% 18%,#eaf2fb 0%,rgba(233,241,253,0) 70%),
  radial-gradient(520px 320px at 88% 80%,#fff0e6 0%,rgba(255,242,226,0) 70%),#fbfcfe}
.hero:before{content:"";position:absolute;left:50%;top:-180px;width:900px;height:900px;margin-left:-450px;border-radius:50%;border:1px solid rgba(30,115,190,.06);box-shadow:0 0 0 80px rgba(30,115,190,.02),0 0 0 160px rgba(30,115,190,.015)}
.hero .wrap{position:relative}
.hero .pill svg{color:var(--orange)}
.hero h1{font-size:clamp(46px,7.4vw,98px);font-weight:800;line-height:.98;letter-spacing:-.045em;margin:0 0 30px}
.grad{background:linear-gradient(90deg,var(--blue) 0%,var(--blue2) 55%,var(--blue) 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{max-width:880px;margin:0 auto;font-size:clamp(18px,2vw,25px);line-height:1.45;color:#4b5468;font-weight:400;letter-spacing:-.01em}
.lead b{color:var(--ink);font-weight:600}
.acts{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-top:42px}
.chips{list-style:none;padding:0;margin:44px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px;max-width:900px}
.chips li{padding:8px 16px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:14px;color:#374151}

/* sections */
.sec{padding:96px 0}
.soft{background:var(--soft)}
.sec h2{font-size:clamp(32px,4vw,52px);font-weight:800;line-height:1.08}
.sub{max-width:760px;margin:0 auto 46px;color:var(--muted);font-size:17px}

/* suite cards */
.suite{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;text-align:center}
.app{display:flex;flex-direction:column;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px 22px 32px;box-shadow:0 18px 40px -34px rgba(12,35,64,.5);transition:transform .2s,box-shadow .2s,border-color .2s}
.app:hover{transform:translateY(-5px);box-shadow:0 30px 50px -34px rgba(12,35,64,.55)}
.app:nth-child(2){border-color:#c9dcf2}.app:nth-child(3){border-color:var(--creamline)}
.appicon{width:62px;height:62px;border-radius:18px;display:grid;place-items:center;background:color-mix(in srgb,var(--c) 12%,#fff);color:var(--c);margin-bottom:14px}
.appicon svg{width:30px;height:30px}
.app b{font:700 18px/1.2 "Plus Jakarta Sans",Inter,sans-serif;color:var(--ink)}
.app small{color:var(--muted);font-size:14px}
.url{font-style:normal;margin-top:10px;padding:4px 10px;border-radius:6px;background:var(--c);color:#fff;font:700 12.5px/1.4 "Plus Jakarta Sans",Inter,sans-serif}
.url.plain{background:#f1f3f7;color:#374151;border:1px solid var(--line)}

/* service cards */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:6px}
.svc{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px 36px 34px;box-shadow:0 18px 40px -34px rgba(12,35,64,.45);transition:transform .2s,box-shadow .2s,border-color .2s}
.svc:hover{transform:translateY(-4px);box-shadow:0 30px 54px -36px rgba(12,35,64,.55)}
.svc.feat{border-color:var(--orange2);box-shadow:0 26px 50px -34px rgba(254,101,0,.6)}
.svc.feat h3{color:var(--blue)}
.tag{align-self:flex-start;padding:6px 15px;border-radius:999px;background:var(--cream);border:1px solid var(--creamline);color:#c24d00;font:700 12.5px/1.3 "Plus Jakarta Sans",Inter,sans-serif;letter-spacing:.06em;text-transform:uppercase;margin-bottom:22px}
.svc .ic{display:none}
.svc h3{font-size:26px;font-weight:800;line-height:1.2}
.svc p{color:var(--muted);font-size:16px}
.svc ul{list-style:none;padding:0;margin:6px 0 28px;flex:1}
.svc li{position:relative;padding:5px 0 5px 30px;color:#2b3446;font-size:15.5px}
.svc li:before{content:"";position:absolute;left:0;top:9px;width:17px;height:17px;border-radius:50%;border:1.8px solid var(--orange2)}
.svc li:after{content:"";position:absolute;left:6px;top:13px;width:4px;height:7px;border:solid var(--orange);border-width:0 1.8px 1.8px 0;transform:rotate(45deg)}
.more{display:flex;align-items:center;justify-content:center;gap:10px;padding:17px 20px;border-radius:14px;background:var(--ink);color:#fff;font:700 15px/1 "Plus Jakarta Sans",Inter,sans-serif;letter-spacing:.04em;text-transform:uppercase;border-top:1px solid var(--line);transition:background .15s}
.svc .more{margin-top:auto;box-shadow:0 -28px 0 -27px var(--line)}
.more:hover{background:var(--ink2)}
.more span{transition:transform .15s}.more:hover span{transform:translateX(4px)}

/* banner (partner style) */
.banner{display:grid;grid-template-columns:1.6fr auto;gap:40px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:30px;padding:44px 50px;box-shadow:0 24px 50px -40px rgba(12,35,64,.5)}
.banner h2{font-size:clamp(26px,2.8vw,34px)!important}
.banner p{color:var(--muted);margin:0}
.bacts{display:flex;gap:14px;flex-wrap:wrap}

/* why */
.dark{background:var(--ink);color:#c6d4ea}
.dark h2{color:#fff}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}
.lead-l{font-size:19px;color:#c6d4ea;line-height:1.6}
.creds{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.creds li{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:22px}
.creds b{display:block;font:800 26px/1.1 "Plus Jakarta Sans",Inter,sans-serif;color:var(--orange2);margin-bottom:6px}
.creds span{font-size:14.5px;color:#c6d4ea}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:40px}
.steps>div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px}
.steps span{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:14px;background:linear-gradient(135deg,var(--orange2),var(--orange));color:var(--ink);font:800 16px/1 "Plus Jakarta Sans",Inter,sans-serif;margin-bottom:18px}
.steps h3{font-size:20px}
.steps p{color:var(--muted);font-size:15px;margin:0}

/* cta */
.cta{padding:0 0 96px}
.cta .box{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center;background:radial-gradient(500px 300px at 90% 100%,rgba(254,101,0,.25),rgba(254,101,0,0) 70%),linear-gradient(135deg,var(--ink),#155a99);color:#c6d4ea;border-radius:32px;padding:60px}
.cta h2{color:#fff;font-size:clamp(30px,3.6vw,46px);font-weight:800;line-height:1.1}
.cta p{font-size:17px;margin:0}
.contact{display:flex;flex-direction:column;gap:12px}
.loc{color:#93a6c6;font-size:14px;text-align:center}

/* floating chip */
.floater{position:fixed;left:26px;bottom:26px;z-index:60;display:flex;align-items:center;gap:14px;padding:12px 26px 12px 12px;border-radius:999px;background:var(--ink);color:#fff;box-shadow:0 18px 40px -16px rgba(12,35,64,.7);transition:transform .15s}
.floater:hover{transform:translateY(-2px)}
.fi{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--orange2),var(--orange));color:var(--ink)}
.fi svg{width:20px;height:20px}
.floater small{display:block;color:var(--orange2);font:700 12px/1.2 "Plus Jakarta Sans",Inter,sans-serif;letter-spacing:.06em;text-transform:uppercase}
.floater b{font:800 15px/1.3 "Plus Jakarta Sans",Inter,sans-serif;letter-spacing:-.02em}

/* footer */
.foot{background:var(--night);color:#b3c3dd;padding:76px 0 0;font-size:15.5px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:46px;padding-bottom:56px}
.fabout img{height:48px;width:auto;margin-bottom:22px}
.fabout p{max-width:430px}
.fcontact{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px;color:#e2e9f5}
.fcontact li{display:flex;align-items:center;gap:12px}
.fcontact svg{width:19px;height:19px;color:var(--orange2)}
.foot h4{color:#fff;font-size:15px;letter-spacing:.06em;text-transform:uppercase;margin:6px 0 20px}
.foot .fgrid>div>a{display:block;margin-bottom:12px}
.foot a:hover{color:#fff}
.foot a.hl{color:#fff;font-weight:600}
.foot a.hl2{color:var(--orange2);font-weight:700}
.badge{font-style:normal;margin-left:8px;padding:2px 7px;border-radius:5px;border:1px solid rgba(254,101,0,.5);background:rgba(254,101,0,.12);font:700 11px/1.4 "Plus Jakarta Sans",Inter,sans-serif;text-transform:uppercase;color:#ffb27a}
.legal{border-top:1px solid rgba(255,255,255,.08);padding:22px 0;font-size:13.5px;color:#93a6c6}
.lgrid{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.legal a{text-decoration:underline;text-underline-offset:3px}

/* responsive */
@media (max-width:1180px){
  .suite{grid-template-columns:repeat(2,1fr)}
  .grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .fgrid{grid-template-columns:1fr 1fr}
  .menu a{padding:8px 9px;font-size:14px}
}
@media (max-width:980px){
  .burger{display:block;width:44px;height:44px;position:relative;cursor:pointer}
  .burger span,.burger span:before,.burger span:after{position:absolute;left:11px;width:22px;height:2px;background:var(--ink);content:"";transition:.2s}
  .burger span{top:21px}.burger span:before{left:0;top:-7px}.burger span:after{left:0;top:7px}
  .menu{position:absolute;top:96px;left:0;right:0;flex-direction:column;align-items:stretch;background:#fff;border-bottom:1px solid var(--line);padding:10px 22px 20px;display:none}
  .menu a{text-align:left;padding:13px 12px}
  .menu a br{display:none}
  .navtoggle:checked~.menu{display:flex}
  .split,.cta .box,.banner{grid-template-columns:1fr}
  .banner{padding:34px 28px}
}
@media (max-width:640px){
  .wrap{padding:0 18px}
  .tb{justify-content:center}.tb-l{justify-content:center;gap:14px}.tb-r{display:none}
  .bar{min-height:76px}.brand img{height:40px}.menu{top:76px}
  .hero{padding:58px 0 70px}
  .suite,.grid,.steps,.creds,.fgrid{grid-template-columns:1fr}
  .svc{padding:28px 24px}
  .cta .box{padding:38px 24px}
  .btn{width:100%}
  .floater{left:14px;bottom:14px;padding:8px}
  .floater>span:last-child{display:none}
  .floater b{font-size:13.5px}
}

/* ===== inner pages ===== */
.phero{padding:70px 0 40px;text-align:center;background:radial-gradient(800px 380px at 50% 0%,#eaf2fb 0%,rgba(234,242,253,0) 70%),#fbfcfe}
.phero h1{font-size:clamp(38px,5.6vw,72px);font-weight:800;line-height:1.04;letter-spacing:-.04em;max-width:1050px;margin:0 auto 22px}
.phero p{max-width:900px;margin:0 auto;font-size:clamp(17px,1.6vw,21px);color:#4b5468;line-height:1.5}
.psec{padding:44px 0 90px}
.fcards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.fcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 34px 30px;box-shadow:0 18px 40px -34px rgba(12,35,64,.45);transition:transform .2s,box-shadow .2s}
.fcard:hover{transform:translateY(-4px);box-shadow:0 30px 54px -36px rgba(12,35,64,.55)}
.fcard.alt{border-color:#c9dcf2}
.sq{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;background:var(--cream);border:1px solid var(--creamline);color:var(--orange);margin-bottom:22px}
.sq.g{background:#eef4fb;border-color:#c9dcf2;color:#1e73be}.sq.b{background:#eef4fb;border-color:#c9dcf2;color:var(--blue)}
.sq svg{width:24px;height:24px}
.fcard h3{font-size:22px;font-weight:800;line-height:1.25}
.fcard p{color:var(--muted);margin:0;font-size:16px}
.note{max-width:1100px;margin:34px auto 0;background:var(--cream);border:1px solid var(--creamline);border-radius:16px;padding:16px 22px;color:#8f3a00;font-size:15px}
.prose{max-width:1100px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:30px;padding:50px 60px;box-shadow:0 24px 50px -40px rgba(12,35,64,.5)}
.prose h2{font-size:clamp(26px,3vw,38px);font-weight:800}
.prose p{font-size:18px;line-height:1.7;color:#2b3446}
.prose .pill{margin-bottom:18px}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:0 18px 40px -34px rgba(12,35,64,.45)}
.box h3{font-size:22px;font-weight:800;padding-bottom:16px;margin-bottom:18px;border-bottom:1px solid var(--line)}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.ticks li{position:relative;padding-left:30px;color:#2b3446}
.ticks li:before{content:"";position:absolute;left:0;top:5px;width:17px;height:17px;border-radius:50%;border:1.8px solid var(--orange2)}
.ticks li:after{content:"";position:absolute;left:6px;top:9px;width:4px;height:7px;border:solid var(--orange);border-width:0 1.8px 1.8px 0;transform:rotate(45deg)}
.ticks b{color:var(--ink)}
/* css-only tabs */
.tabs>input{position:absolute;opacity:0;pointer-events:none}
.tabbar{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;padding-bottom:30px;margin-bottom:40px;border-bottom:1px solid var(--line)}
.tabbar label{cursor:pointer;padding:13px 22px;border-radius:14px;border:1px solid #dfe3ea;background:#fff;font:700 15px/1.2 "Plus Jakarta Sans",Inter,sans-serif;color:var(--ink);transition:background .15s}
.tabbar label:hover{background:var(--soft)}
.panel{display:none}
#t1:checked~.tabbar label[for=t1],#t2:checked~.tabbar label[for=t2],#t3:checked~.tabbar label[for=t3],#t4:checked~.tabbar label[for=t4]{background:var(--ink);color:#fff;border-color:var(--ink)}
#t1:checked~.p1,#t2:checked~.p2,#t3:checked~.p3,#t4:checked~.p4{display:block}
table.cmp{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden;border:1px solid var(--line);font-size:15.5px}
.cmp th,.cmp td{padding:15px 20px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.cmp th{background:var(--ink);color:#fff;font-family:"Plus Jakarta Sans",Inter,sans-serif}
.cmp td:first-child{font-weight:600;color:var(--ink);width:26%}
.cmp tr:nth-child(even) td{background:#fafbfd}
details.faq{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 24px;margin-bottom:14px}
details.faq summary{cursor:pointer;list-style:none;padding:20px 0;font:700 17px/1.4 "Plus Jakarta Sans",Inter,sans-serif;color:var(--ink);display:flex;justify-content:space-between;gap:20px}
details.faq summary:after{content:"+";color:var(--orange);font-size:22px;line-height:1}
details.faq[open] summary:after{content:"\2013"}
details.faq p{color:var(--muted);margin:0 0 20px}
.cal{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:10px}
.cal div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;text-align:center}
.cal b{display:block;font:800 30px/1.1 "Plus Jakarta Sans",Inter,sans-serif;color:var(--blue)}
.cal span{display:block;color:var(--ink);font-weight:600;margin-top:6px}
.cal small{color:var(--muted)}
.mt{margin-top:60px}
@media (max-width:1100px){.fcards{grid-template-columns:1fr 1fr}.cal{grid-template-columns:1fr 1fr}}
@media (max-width:760px){.fcards,.duo,.cal{grid-template-columns:1fr}.prose{padding:32px 24px}.cmp th,.cmp td{padding:12px}.tabbar label{flex:1 1 100%;text-align:center}}

/* ===== legal ===== */
.legal-grid{grid-template-columns:repeat(3,1fr)}
.lcard{display:flex;flex-direction:column}
.lcard .tag{margin-bottom:18px}
.lcard p{flex:1;margin-bottom:24px!important}
.lacts{display:flex;flex-direction:column;gap:10px}
.lacts .more{border-radius:12px;padding:15px 18px}
.lacts .pdf{text-align:center;padding:12px;border:1px solid var(--line);border-radius:12px;font-weight:600;color:var(--ink);font-size:14.5px}
.lacts .pdf:hover{background:var(--soft)}
.lcard.act{background:var(--soft)}
.docbar{background:var(--soft);border-bottom:1px solid var(--line)}
.db{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:66px;flex-wrap:wrap;padding-top:10px;padding-bottom:10px}
.crumbs{display:flex;gap:10px;align-items:center;font-size:14.5px;color:var(--muted);flex-wrap:wrap}
.crumbs a:hover{color:var(--blue)}
.crumbs b{color:var(--ink)}
.btn-sm{padding:11px 20px;font-size:13.5px}
.docbody{padding:40px 0 80px}
.docbody .chpp{font-family:Inter,system-ui,sans-serif}
.docbody .chpp h2,.docbody .chpp h3{font-family:"Plus Jakarta Sans",Inter,sans-serif;letter-spacing:-.01em}
.docbody .chpp a{color:var(--blue)}
@media (max-width:1100px){.legal-grid{grid-template-columns:1fr 1fr}}
@media (max-width:760px){.legal-grid{grid-template-columns:1fr}}

.doctitle{font-size:clamp(24px,2.6vw,32px);font-weight:800;margin:6px 0 0;line-height:1.15}